Financial education worksheets in pounds for upper KS2 and KS3 (ages 8–14): needs vs wants, budgeting, saving and best-buy maths in real-life money contexts – 12 A4 pages with answer keys.

What’s inside:

• Teacher notes – curriculum links (Maths: money, four operations, comparing; PSHE/Citizenship: financial education) and a suggested sequence
• Needs vs wants card sort (20 cards) and a sorting/reflection sheet with an “it depends” column
• My pocket-money budget – plan £10 a week between spending, saving and giving, plus 4 questions
• Savings goals – 6 word problems (how many weeks, totals, a challenge)
• Best buy? – 5 unit-price comparisons (per item, per 100 g, per litre)
• £15 picnic challenge – price list, shopping list, total and change
• Savings tracker (£1–£50) and weekly spending diary
• Answer keys and terms of use

All prices and amounts are made-up examples for learning – not financial advice. Pupils never need to share real family money information.

Designed with the help of AI tools, then written, checked and edited by Lantern & Dates.