Help teenagers make smarter everyday money decisions through four practical, ready-to-use financial literacy
topic packs. Students compare shopping deals, plan food spending, review phone plans and subscriptions, and
evaluate travel choices using simple calculations and real-life scenarios.

Four Topic Packs Included

1. Smart Shopping and Comparing Deals
   Discounts, delivery charges, hidden costs, final prices, value, needs and wants.
2. Food Budgeting and Meal Planning
   Cost per person, convenience, health, food delivery and budget planning.
3. Phone Plans, Data and Subscription Costs
   Monthly and annual costs, actual usage, subscription audits and plan comparison.
4. Travel Budgeting and Transport Choices

Cost, time, safety, convenience, passes and best-overall-choice decisions.
What Buyers Receive

• Four complete student topic packs
• Printable student PDF pages
• Digital fillable PDF version
• Teacher answer key
• Real-life teen scenarios and decision-making tasks
• Multiple-choice checks, data activities, calculations and reflection questions
• A clear read-a-little, choose-a-little, calculate-a-little, write-a-little learning structure
  Learning Outcomes
• Calculate final prices after discounts, delivery and extra charges.
• Compare unit, per-person, monthly and annual costs.
• Distinguish between needs, wants and impulse purchases.
• Evaluate choices using financial and non-financial factors.
• Explain and justify a money decision clearly.
• Review spending habits and identify practical improvements.
  Age range 11-16; adaptable for ages 16-18
  Primary subject PSHE / Financial education
  Additional subjects Citizenship; Business and finance; Mathematics; Careers
  Resource type Worksheet / activity pack / workbook
  Formats Printable PDF, fillable PDF and teacher answer key PDF
  Suggested use: KS3-KS4 lessons, form time, life skills, tutoring and homeschool.
  Keywords: financial literacy, personal finance