Help children build strong financial literacy skills with this engaging six-lesson unit designed specifically for Years 4–5. Through real-world scenarios, discussions, practical activities and critical thinking tasks, pupils develop a secure understanding of money, earning, spending, saving, investing and financial planning.

The unit is designed to introduce key money concepts in an age-appropriate and engaging way while encouraging responsible decision-making and financial confidence.

Lessons Included

1. What Is Money?
2. How People Earn Money
3. Spending Wisely
4. Saving Money & Setting Goals
5. Growing Money: Investing, Risk & Reward
6. Your Money Plan

What’s Included
✔ Full Teacher Guides and Lesson Plans
✔ Presentation Slides for Every Lesson (in PDF)
✔ Printable Student Worksheets
✔ Discussion and Scenario Task Cards
✔ Extension Activities for Higher-Attaining Learners
✔ Answer Guidance and Teaching Notes

Learning Outcomes
Students will:

• Understand what money is and where it comes from.
• Explore different ways people earn money.
• Learn how to make thoughtful spending decisions.
• Understand saving, budgeting and financial goals.
• Develop an introductory understanding of investing, risk and reward.
• Create their own personal money plan.
• Explore the question: Is money the same as wealth?

Suitable For
Years 4–5 (Ages 8–10)
Financial Literacy
Economics
PSHE
Life Skills
Personal Development

Key Features
Low-prep lessons
Real-world financial scenarios
Highly engaging discussions and activities
Differentiated learning opportunities
Supports critical thinking and decision-making skills
Flexible for classroom, intervention, enrichment or home learning

This is a digital download in PDFs only.

This is part of a Series, where you can download individual Lessons here (and also read more detail about the content of each lesson):

Lesson 1 - What is Money (Here for FREE)
Lesson 2 - How People Earn Money (Here)
Lesson 3 - Spending Wisely (Here)
Lesson 4 - Saving Money (Here)
Lesson 5 -Growing Money (Here)
Lesson 6 - Your Money Plan (Here)