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ÌÇÐÄVlog

Last updated

29 July 2026

pdf, 1.81 MB
pdf, 1.81 MB
zip, 7.52 MB
zip, 7.52 MB

A complete 10-lesson Earning Income unit for high school Personal Finance, ready to teach Monday morning. Built by a working classroom teacher. American English throughout.

Students learn the three types of income, choose a career path with a structured framework, evaluate education pathways by ROI, build job-application materials, prepare for interviews, decode their first paycheck and W-4, compare total compensation, plan a side hustle, and finish with a personalised 5/10/20-year career and income plan as the summative.

What’s inside:

  • 10 fully-built lesson presentations (editable PPTX) with substantive teacher speaker notes on every slide
  • 10 print-ready student worksheets (PDF), every part scaffolded
  • 10 answer keys with sample responses and conferring notes
  • Unit overview / scope and sequence (PDF + editable Word)
  • Parent letter (PDF + editable Word)
  • Summative assessment with a detailed analytic rubric (5 criteria, 4 performance levels)

The 10 lessons:

    1. What Is Income? - earned, passive, portfolio
    1. Choosing a Career Path - Holland Codes and BLS data
    1. Education and Earning Potential - ROI on degrees, certificates, apprenticeships
    1. Reading a Job Posting and Application - resume and cover letter
    1. The Interview Process - STAR method, common questions, follow-up
    1. Understanding Your Paycheck - gross vs net, FICA, deductions
    1. W-4 and Tax Withholdings - filing status, dependents, refund vs bill
    1. Benefits Beyond Pay - 401(k) match, health, PTO
    1. Side Hustles and the Gig Economy - 1099 income, self-employment tax
    1. Setting Career and Income Goals - 5/10/20-year plan (unit summative)

Every lesson follows the same structure: Learning Target, Hook with Turn and Talk, 3 Direct Instruction blocks, Guided Practice, Independent Practice with worksheet, Exit Ticket with sentence starters, and a Recap. Full speaker notes mean any teacher - or a substitute - can deliver it cold.

Standards: Council for Economic Education (CEE) National Standards for Personal Financial Literacy, Standard 1 (Earning Income); Jump$tart Coalition Standards (Income and Careers); plus CCSS-Math modelling and statistics in the calculation lessons. Adaptable to state graduation requirements.

Differentiation is built in: extension prompts for above-level students, scaffolded on-level structure, and sentence starters, vocabulary boxes and pre-filled research links for IEP and ELL learners.

Perfect for personal finance courses, economics electives, CTE career pathways, life-skills classes, financial-literacy graduation requirements, substitute coverage, and hybrid instruction.

Format: PPTX (editable) lesson decks, PDF (printable) student materials and answer keys, DOCX (editable) overview and parent letter. American English throughout.

Part of the 9-unit High School Personal Finance curriculum - pairs with the complete Mega Bundle.

Get this resource as part of a bundle and save up to 70%

A bundle is a package of resources grouped together to teach a particular topic, or a series of lessons, in one place.

Bundle

Personal Finance Grades 6–12 Curriculum | 18 Units | 180 Lessons

The complete Personal Finance curriculum for Grades 6-12 - both the Middle School and High School programs in one purchase. 18 units, 180 fully-built lessons. Built by a working classroom teacher. American English throughout. Buy once and teach personal finance from 6th grade through senior year. What's included: - Middle School Personal Finance (Grades 6-8) - 9 units, 90 lessons: Earning Money, Spending Smart, Saving Goals, Banking Basics, Consumer Skills, Money Decisions, Intro to Credit, Intro to Investing, and the Your Money Future capstone. Age-appropriate for 11-13 year olds. - High School Personal Finance (Grades 9-12) - 9 units, 90 lessons: Earning Income, Budgeting, Saving & Banking, Credit & Debt, Investing, Taxes, Insurance, Consumer Skills, and the Career & College capstone. Every unit includes 10 fully-built editable PowerPoint lessons with speaker notes, 10 print-ready student worksheets, 10 answer keys, a unit overview, a parent letter, and a summative assessment with rubric. Totals across the package: 180 fully-scripted lessons, 180 student worksheets, 180 answer keys, and 18 summative assessments - a complete K-12-aligned personal finance pathway from middle school through graduation. Standards: aligned to the Council for Economic Education (CEE) National Standards for Personal Financial Literacy and the Jump$tart Coalition National Standards. The middle-school program uses grades 6-8 benchmarks; the high-school program adds CCSS-Math in calculation lessons. Adaptable to state financial-literacy graduation requirements. A true vertical curriculum: concepts introduced age-appropriately in middle school are revisited with greater depth and real-world application in high school, so students build durable financial literacy over seven years. Perfect for districts and schools standardizing personal finance across grade bands, CTE and FCS pathways, and homeschool families teaching multiple ages. Format: PPTX (editable) lesson decks, PDF (printable) student materials, DOCX (editable) overviews and parent letters. American English throughout. Buy the full 6-12 pathway once - a deep discount versus buying all 18 units individually, and less than the two grade-band Mega Bundles bought separately.

£80.00
Bundle

High School Personal Finance Mega Bundle | 9 Units | 90 Lessons

The complete high school Personal Finance curriculum - all 9 units, 90 fully-built lessons, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Buy once and teach the entire course. The 9 units: - Unit 1: Earning Income - paychecks, income taxes, benefits, gig work - Unit 2: Budgeting and Spending - building and living on a real budget - Unit 3: Saving and Banking - accounts, emergency funds, interest - Unit 4: Credit and Debt - credit scores, loans, avoiding debt traps - Unit 5: Investing - index funds, retirement accounts, asset allocation - Unit 6: Taxes - pay stubs, the W-4, filing a federal return - Unit 7: Insurance - health, auto, renters, life, and disability - Unit 8: Consumer Skills - smart spending, scams, negotiation, contracts - Unit 9: Career and College Capstone - college ROI, student loans, first-job decisions Every unit includes: - 10 fully-built lesson presentations (editable PPTX) with substantive teacher speaker notes on every slide - 10 print-ready student worksheets (PDF), every part scaffolded - 10 answer keys with sample responses and conferring notes - Unit overview / scope and sequence (PDF + editable Word) - Parent letter (PDF + editable Word) - Summative assessment with a detailed analytic rubric (5 criteria, 4 performance levels) Totals across the bundle: 90 fully-scripted lessons, 90 student worksheets, 90 answer keys, and 9 summative assessments with rubrics. Every lesson follows the same structure: Learning Target, Hook with Turn and Talk, 3 Direct Instruction blocks, Guided Practice, Independent Practice with worksheet, Exit Ticket with sentence starters, and a Recap. Full speaker notes mean any teacher - or a substitute - can deliver it cold. Standards: aligned to the Council for Economic Education (CEE) National Standards for Personal Financial Literacy and the Jump$tart Coalition National Standards, with CCSS-Math modelling and statistics in the calculation lessons. Adaptable to state graduation requirements. Differentiation is built in: extension prompts for above-level students, scaffolded on-level structure, and sentence starters, vocabulary boxes and pre-filled research links for IEP and ELL learners. Perfect for personal finance courses, economics electives, CTE career pathways, life-skills classes, financial-literacy graduation requirements, substitute coverage, and hybrid instruction. Format: PPTX (editable) lesson decks, PDF (printable) student materials and answer keys, DOCX (editable) overviews and parent letters. American English throughout. Buy the full curriculum once instead of unit by unit.

£80.00

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